
Dont Let The RBA control
RBA Update: What It Means for Your Future — Now Is the Time to Get Ready
The way the Reserve Bank (RBA) decides on interest rates keeps changing, and it’s because the economy is showing different signs all at once. It can sound complicated, but basically, some parts are still strong, while others are slowing down. That creates opportunities for smart planning — especially if you’re thinking about buying or fixing up a home.
We like to keep it simple, so here is our take on whats happening.
You can sit back and let the white noise scare you or influence you, or you can be guided by real life, logical decisions.
At our core, we believe in staying relevant and keeping up-to-date with the latest market trends and insights. However, when it comes to property, renovation remains one of the most reliable ways to increase value and secure a better return. Remember, you only get one chance to maximise profit on a property, so it’s important not to let the noise—be it market fluctuations or misinformation—cloud your judgment. Trust in proven strategies and expert advice to make the right moves for your future
Jobs Are Still Looking Good — But That’s Making Things Tricky
In October, more people found jobs, and the unemployment rate dropped to 4.3%. That’s good news for workers because more jobs means more income and stability. But for the RBA, it makes things harder — because if more people are working and earning, inflation (the rise in prices) can stick around longer. So, they might hold off on lowering interest rates just yet.
Some Parts of the economy Are Slowing Down
While jobs are staying strong, other areas aren’t doing as well. People aren’t spending as much on shopping, and surveys show that many businesses are struggling a bit. Small businesses and parts of the housing market are feeling the pressure too. This slowdown is a sign that the economy isn’t growing as fast as it was — which could help lower inflation over time.
Construction Is a Key Clue
The building industry gives us a clear sign of what’s to come. New projects have dropped a lot — more than half in just one year! This means fewer new buildings and less demand for materials and workers. This slowdown is good because it could reduce the rising costs that have been making things more expensive for everyone.
What People Think About The Economy
People’s feelings about the economy are mixed. Some are still worried about rising costs and borrowing money, but others are feeling more hopeful, especially those with more income or less debt. Confidence is coming back slowly, but only for some groups.
What Does All This Mean for Interest Rates?
Experts think the RBA might not cut rates until late 2026. But if the construction slowdown and weaker consumer spending continue, they might decide to lower interest rates sooner — once they’re sure inflation is coming down.
Here’s The Expert Tip — Now’s the Time to Act
If you’ve been sitting on the fence about buying or selling, now is the time to seriously consider making a move. The right time to act is always when it feels right for you — no one can predict exactly what will happen. But history shows waiting often changes your whole buying and selling cycle.
With new build projects slowing, houses that are 10-20 years old and have been renovated will become more popular — and prices for these homes will likely go up as people snap them up. So, if you’re thinking about buying, selling, or investing, now could be the best moment to get ahead of the curve.
We’re here to help you understand what’s happening and guide you through the best moves for your future. The key is staying informed and acting at the right time — because sometimes, the best opportunity is when you least expect it.
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